What is the commuting deduction in Finland?

The commuting deduction (työmatkavähennys) allows you to deduct the cost of your daily travel between home and workplace. The deduction is based on the cheapest available mode of transport.

How much is the commuting deduction?

The commuting deduction equals the actual cost of the cheapest transport option minus the non-deductible portion (€750/year). The maximum deduction is €7,000 per year.

Can I deduct car travel for commuting?

You can deduct car commuting costs if public transport is not reasonably available, or if using a car saves at least 1.5 hours per day compared to public transport. The deduction is based on the public transport equivalent cost.

Commuting Deduction Calculator

Calculate your Finnish commuting deduction. Enter your daily work travel costs to find out how much you can deduct from your taxable income.

Monthly public transport cost (€): 80 €

Working days per year: 220

Marginal tax rate (%): 30 %

Tax deduction

60,00 €

Tax saving

+18,00 €

Net cost/year

942,00 €

Deductible €750/year

Commuting deduction 2026: public transport at actual cost, own car €0.27/km. Deductible €900/year, maximum deduction €7,000.

The commuting deduction calculator estimates how much of your travel costs between home and work you can deduct in taxation. The deduction lowers your taxable income when commuting builds up costs over the year.

How the calculator works and what it’s for▾

How the travel deduction works

The deduction is calculated from trips between home and work, usually according to the cheapest mode of transport. In practice the calculator estimates your yearly travel costs, subtracts a personal liability share, and leaves the amount that is deductible in taxation.

The result gives an estimate of the deduction applied to your taxable earned income.

What the calculator needs

You provide the distance, the mode of transport, and the number of working days or months. From these, the calculator works out the total travel costs for the year and the deductible portion.

You get a clear estimate of the annual deduction in euros.

Who benefits from it

The calculator suits anyone who commutes regularly between home and workplace. It helps you see whether claiming the deduction is worthwhile and how much it affects your taxation.

Tips and notes

Keep your receipts and note your actual working days, since the deduction is based on real trips. The personal liability and maximum amounts vary from year to year, so check the current limits with the Finnish Tax Administration. The result is indicative.

🔄 Reviewed June 2026