Car Cost Comparison 2026
Compare the real costs of different powertrains (petrol, diesel, hybrid, electric, gas) and financing options (cash, loan, leasing). See annual costs, cost per kilometre, and which option is cheapest for you.
Powertrain
Financing
7 674 €
Total / year
0,38 €
Cost per kilometre
Total over period (5 years): 38 370 €
| ⛽ Fuel / energy | 2 275 € |
| Vehicle tax | 155 € |
| Insurance | 750 € |
| Service & repairs | 600 € |
| Depreciation | 3 894 € |
| Total / year | 7 674 € |
🏆 Powertrain comparison
Annual cost with same mileage and price
| Powertrain | Total / year |
|---|---|
| ⚡Electric (BEV)★ Cheapest | 5 762 € |
| 🔌Plug-in hybrid (PHEV) | 6 587 € |
| 💨Gas (CNG) | 6 714 € |
| 🔋Hybrid (HEV) | 6 969 € |
| ⛽Petrol | 7 674 € |
| 🛢️Diesel | 7 699 € |
The car cost comparison helps you find out which powertrain is cheapest for you when you compare electric, petrol, diesel and leasing cars on the same assumptions. Your choice then rests on real running costs, not just the purchase price.
How the calculator works and what it’s for▾
How the comparison works
The calculator gathers the total cost of a car for each powertrain and puts them on a comparable footing. Energy prices, your annual mileage and how long you plan to keep the car weigh especially heavily.
An electric car may cost more to buy but less to drive, while a combustion car can work out cheaper with low mileage. The comparison brings these differences onto the same line.
What you enter and what you get
You provide your mileage and the key costs of each option, such as energy or fuel prices and the car's consumption. You can also factor in the purchase and the leasing terms.
The result shows which option is cheapest for your usage profile and how large the gaps are. That helps you look beyond the price at the pump.
Who it is for
The comparison serves anyone considering a new car who is torn between electric and combustion. It also suits people weighing ownership against leasing for work or personal use.
For high-mileage drivers running costs matter most, and that is exactly when the comparison delivers the greatest value for the decision.
Tips for reading it
Use a realistic annual mileage, since it often decides the outcome of the comparison. An overly optimistic or pessimistic figure can flip the order.
Remember that energy price alone does not tell the whole story. Include servicing, insurance and how the car's value develops so the picture across powertrains stays fair.
🔄 Reviewed June 2026
Frequently asked questions
Related calculators
Rental Property Calculator
Calculate rental yield, cash flow and ROE
Transfer Tax Calculator
Calculate property transfer tax and buying costs
Vacation Accrual Calculator
Calculate how many vacation days accrue per month in Finland
Vacation Days Calculator
Calculate vacation days used under Finnish law
Vacation Optimizer
Maximize your time off with bridge days
Holiday Pay Calculator
Calculate holiday pay and vacation bonus