What is the household deduction in Finland?

The household deduction (kotitalousvähennys) allows you to deduct a portion of the labor cost for home services like cleaning, renovations, childcare, and care of elderly relatives directly from your taxes.

What is the maximum household deduction amount in 2026?

In 2026, the maximum household deduction is €1,600 per person per year for standard work (cleaning, renovation, yard work) — you can deduct 35% of the labor cost. For care work (elderly or disability care), the deduction is 60%, max €3,500. There is a €100 personal threshold (omavastuu) per year.

What services qualify for the household deduction?

Qualifying services include home cleaning and maintenance, renovation work, IT support at home, childcare, and care of elderly family members. Material costs do not qualify, only the labor portion.

Household Deduction Calculator

Calculate your Finnish household deduction (kotitalousvähennys). Enter the cost of home services to see how much you can reduce your tax bill.

Service type

Labour costs (€) — materials not included

Enter labour costs only — materials and supplies do not qualify for the deduction.

Household deduction 2026: deducted directly from tax (not taxable income). The limit is personal — spouses each have their own €1,600. The deduction is 35 % of the labour cost for both regular household work and care/nursing work (the enhanced 60 % / €3,500 rate ended in 2024). The deductible is €150 per year. Check current details at vero.fi.

The household deduction lowers your taxes when you pay for cleaning, care, or renovation work done at your home. This calculator helps you estimate how much of the labour cost you can deduct in your Finnish taxation.

How the calculator works and what it’s for▾

What the deduction covers

The deduction applies to work carried out at your home or holiday residence, such as cleaning, childcare, care services, and household maintenance or renovation. Only the labour portion qualifies, not materials or supplies.

The tool helps you see how the amount you pay for work can turn into a tax benefit applied directly against the tax you owe.

What you enter

You provide the amount you paid for the work and whether you bought the service from a company or hired an employee directly. Based on this, the calculator estimates the deductible share and the final deduction.

The result shows an estimate of the tax deduction that reduces your final tax.

Who it is for

The calculator is useful for anyone planning a renovation, regular cleaning, or home help who wants to know the tax benefit in advance. It makes it easier to compare whether using a professional is worthwhile.

Good to know

The conditions and maximum amounts of the deduction change from year to year and depend on the type of work, so check the current rules with the Finnish Tax Administration before filing. The result is an indicative estimate to support your own planning.

🔄 Reviewed June 2026